Agricultural Lender
What Does a Professional in this Career Do?
An Agricultural Lender works within a bank and is responsible for agricultural clients. May gather and analyze credit information to determine creditworthiness and how much money should be loaned. Will advise management and the underwriting department about whether to grant a loan.
Job Outlook
There were 8 Agricultural Lender job postings in North Carolina in the past year and 601 in the United States.
In combination with other careers in the Loan Officer industry, which includes the Agricultural Lender career, the following graph shows the number of people employed for each year since 2015:
Salary
Many new Agricultural Lender jobs have salaries estimated to be in the following ranges, based on the requirements and responsibilities listed in job postings from the past year.
National
The average estimated salary in the United States for this career, based on job postings in the past year, is $89,115.
State
The average estimated salary in North Carolina for this career, based on job postings in the past year, is $89,115.
Percentiles represent the percentage that is lower than the value. For example, 25% of estimated salaries for Agricultural Lender postings in the United States in the past year were lower than $79,494.
Education and Experience
Posted Agricultural Lender jobs typically require the following level of education. The numbers below are based on job postings in the United States from the past year. Not all job postings list education requirements.
| Education Level | Percentage |
|---|---|
| Associate's Degree | 0% |
| Bachelor's Degree | 65.89% |
| Master's Degree | 0.5% |
| Doctoral Degree | 0% |
| Other | 5.16% |
Posted Agricultural Lender jobs typically require the following number of years of experience. The numbers below are based on job postings in the United States from the past year. Not all job postings list experience requirements.
| Years of Experience | Percentage |
|---|---|
| 0 to 2 years | 50.5% |
| 3 to 5 years | 47.72% |
| 6 to 8 years | 0.59% |
| 9+ years | 1.19% |
Skills
Below are listings of the most common general and specialized skills Agricultural Lender positions expect applicants to have as well as the most common skills that distinguish individuals from their peers. The percentage of job postings that specifically mention each skill is also listed.
Baseline Skills
A skill that is required across a broad range of occupations, including this one.
- Customer Service (81.53%)
- Sales (42.6%)
- Management (38.6%)
- Operations (38.6%)
- Communication (30.28%)
- Negotiation (25.12%)
- Writing (23.96%)
- Influencing Skills (16.97%)
- Innovation (12.98%)
- Leadership (7.82%)
Defining Skills
A core skill for this occupation, it occurs frequently in job postings.
- Community Banking (22.82%)
- Accounting (25.84%)
- Agriculture (67.95%)
- Customer Relationship Management (12.92%)
- Underwriting (42.11%)
- Business Development (20.64%)
- Corporate Finance (20.81%)
- Finance (32.05%)
- Loan Origination (66.61%)
- Loans (92.11%)
- Credit Analysis (36.91%)
- Portfolio Management (13.26%)
- New Business Development (23.15%)
- Phone Sales (23.66%)
- Loan Structuring (13.42%)
Necessary Skills
A skill that is requested frequently in this occupation but isn’t specific to it.
- Banking (12.92%)
- Cross-Selling (14.09%)
- Loan Documentation (5.37%)
- Commercial Lending (18.96%)
- Commercial Banking (2.18%)
- Economics (4.53%)
- Sales Prospecting (10.23%)
Salary Boosting Skills
A professional who wishes to excel in this career path may consider developing the following highly valued skills. The percentage of job postings that specifically mention each skill is listed.
- Corporate Finance (47.33%)
- New Business Development (52.67%)
Alternative Job Titles
Sometimes employers post jobs with Agricultural Lender skills but a different job title. Some common alternative job titles include:
- Lender
- Loan Officer
- Commercial/Ag Loan Officer
- Agriculture Loan Officer
- Commercial Lender
- Credit Analyst
- Market President
- Summer Intern
- Capital Markets Analyst
Common Employers
Here are the employers that have posted the most Agricultural Lender jobs in the past year along with how many they have posted.
United States
- GPAC (387)
- Helena Agri Enterprises (17)
- First Bank & Trust (13)
- Park Avenue Group (8)
- Adams (7)
- The Callaway Bank (4)
- Farm Credit Council (4)
- Agsouth Farm Credit Aca (4)
- Bank Iowa (3)
- Bank Of Hillsboro (3)
North Carolina
- Helena Agri Enterprises (3)
- First Bank & Trust (1)
- Farm Credit Council (1)
- Farm Credit (1)
- Agsouth Farm Credit Aca (1)
- Agsouth Farm Credit (1)
NC State Programs Relevant to this Career
If you are interested in preparing for a career in this field, the following NC State Online and Distance Education programs offer a great place to start!
- Agricultural Education and Human Sciences Master's Degrees
- Agricultural Leadership Undergraduate Certificates
- Agriculture Data Science Graduate Certificates
- Leadership in Agriculture and Human Sciences Graduate Certificates
All wages, job posting statistics, employment trend projections, and information about skill desirability on this page represents historical data and does not guarantee future conditions. Data is provided by and downloaded regularly from Lightcast. For more information about how Lightcast gathers data and what it represents, see Lightcast Data: Basic Overview on Lightcast's Knowledge Base website.