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Finance Careers | Agricultural Lender

Agricultural Lender

What Does a Professional in this Career Do?

Works within a bank and is responsible for agricultural clients. May gather and analyze credit information to determine creditworthiness and how much money should be loaned. Will advise management and the underwriting department about whether to grant a loan.

Job Outlook

There were 3 Agricultural Lender job postings in North Carolina in the past year and 455 in the United States.

In combination with other careers in the Loan Officer industry, which includes the Agricultural Lender career, the following graph shows the number of people employed for each year since 2012:

Salary

Many new Agricultural Lender jobs have salaries estimated to be in the following ranges, based on the requirements and responsibilities listed in job postings from the past year.

National

The average estimated salary in the United States for this career, based on job postings in the past year, is $71,119.

State

The average estimated salary in North Carolina for this career, based on job postings in the past year, is $72,390.

Percentiles represent the percentage that is lower than the value. For example, 25% of estimated salaries for Agricultural Lender postings in the United States in the past year were lower than $64,686.

Education and Experience

Posted Agricultural Lender jobs typically require the following level of education. The numbers below are based on job postings in the United States from the past year. Not all job postings list education requirements.

Education LevelPercentage
Associate's Degree1%
Bachelor's Degree46%
Master's Degree24%
Doctoral Degree6%
Other23%

Posted Agricultural Lender jobs typically require the following number of years of experience. The numbers below are based on job postings in the United States from the past year. Not all job postings list experience requirements.

Years of ExperiencePercentage
0 to 2 years42%
3 to 5 years55%
6 to 8 years1%
9+ years1%

Skills

Below are listings of the most common general and specialized skills Agricultural Lender positions expect applicants to have as well as the most common skills that distinguish individuals from their peers. The percentage of job postings that specifically mention each skill is also listed.

Baseline Skills

A skill that is required across a broad range of occupations, including this one.

  • Communication Skills (45%)
  • Multi-Tasking (26%)
  • Written Communication (20%)
  • Problem Solving (13%)
  • Building Effective Relationships (13%)

Defining Skills

A core skill for this occupation, it occurs frequently in job postings.

  • Credit Analysis (50%)
  • Mortgage Underwriting (45%)
  • Business Development (44%)
  • Machinery (21%)
  • Economics (20%)

Necessary Skills

A skill that is requested frequently in this occupation but isn’t specific to it.

  • Negotiation Skills (19%)
  • Business Administration (19%)
  • Community Banking Experience (19%)
  • Land Use (18%)
  • Financial Management (17%)

Distinguishing Skills

A skill that may distinguish a subset of the occupation.

  • Farm Products (4%)
  • Real Estate Lending (4%)

Salary Boosting Skills

A professional who wishes to excel in this career path may consider developing the following highly valued skills. The percentage of job postings that specifically mention each skill is listed along with the marginal value: the average salary difference between postings that request that skill and those that do not.

  • New Business Development (7%) – marginal value $6,279
  • Real Estate Experience (1%) – marginal value $1,229
  • Real Estate Lending (4%) – marginal value $968
  • Farm Products (4%) – marginal value $897
  • Mortgage Lending (2%) – marginal value $684

Alternative Job Titles

Sometimes employers post jobs with Agricultural Lender skills but a different job title. Some common alternative job titles include:

  • Ag Lender
  • Loan Specialist Agricultural
  • Agricultural Loan Officer
  • Commercial And Ag Lender

Similar Occupations

If you are interested in exploring occupations with similar skills, you may want to research the following job titles. Note that we only list occupations that have at least one corresponding NC State Online and Distance Education program.

Common Employers

Here are the employers that have posted the most Agricultural Lender jobs in the past year along with how many they have posted.

United States

  • US Government (38)
  • Farm Service Agency (33)
  • US Department of Agriculture (13)
  • Compeer Financial (11)
  • Metropolitan Life Insurance Company (4)

NC State Programs Relevant to this Career

If you are interested in preparing for a career in this field, the following NC State Online and Distance Education programs offer a great place to start!

Not sure where to start?

Get personalized program recommendations with Career Insight.

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